Ned Information

Ned is the risk engine for small-business lending, built into the unified platform lenders originate, underwrite, service, and manage portfolios on. One proprietary predictive engine powers the entire loan lifecycle. Banks, credit unions, CDFIs, and mission-driven lenders use Ned to connect live borrower cash flow to every decision point across the lending lifecycle, from applicant assessment through final repayment. The result is up to 50% less portfolio risk, faster decisions, and a borrower experience that builds trust on both sides of the relationship. Most lending technology was built around static data like credit scores, tax returns, and balance sheets. That made sense when it was the best data available. It isn't anymore. Cash flow stress shows up in live data weeks before it shows up in a missed payment. Ned was built to catch it. Ned delivers three capabilities across the lending lifecycle: Origination & Underwriting qualifies applicants on live cash flow, not static snapshots, replacing credit scores and tax returns with real borrower performance. Servicing & Monitoring automates repayments and surfaces early warning signals before a payment is ever missed. Borrower Insights gives lenders a live view of borrower health and portfolio exposure, on one screen. The platform is white-labeled and fully configurable, deployed end-to-end or modularly to fit existing workflows. No rip-and-replace required.