Ned Information

Ned is the portfolio management suite with a risk analyst built in for small-business lending. One proprietary risk engine powers servicing, monitoring, and portfolio oversight across the life of every loan. Banks, credit unions, CDFIs, and non-bank lenders use Ned to connect live borrower cash flow to every decision point after the loan is on the books. The result is automated servicing, earlier warning on risk, and a live view across the whole portfolio instead of loan by loan. Most lending technology was built around static data like credit scores, tax returns, and balance sheets. That made sense when it was the best data available. It isn't anymore. Cash flow stress shows up in live data weeks before it shows up in a missed payment. Ned was built to catch it, automating repayments, servicing, and reconciliation while its proprietary risk models, trained on billions in borrower cash flow, flag trouble before it hits. Ned delivers three capabilities across the portfolio: Portfolio Oversight puts every loan's risk in one live view, so stress trends surface across the portfolio instead of loan by loan. Servicing & Monitoring collects repayments automatically and updates balances in real time, so nothing slips on a single account. Business Insights gives lenders live cash flow analytics on any business, updated with every transaction, whether standalone or inside the systems they already run. A new capability, Cash Shortfall, is trained on billions of live cash flow data points and powered by Ned's proprietary ML, so lenders see a zero balance coming before it happens. The platform is white-labeled and fully configurable, deployed to fit existing workflows. No rip-and-replace required. Most institutions launch in 4 to 8 weeks with guided onboarding.