Ned Information

Ned is the real-time cash flow intelligence platform for small business lending. Banks, credit unions, CDFIs, and mission-driven lenders use Ned to connect live borrower cash flow to every decision point across the lending lifecycle, from applicant assessment through final repayment. The result is up to 50% less portfolio risk, faster decisions, and a borrower experience that builds trust on both sides of the relationship. Most lending technology was built around static data like credit scores, tax returns, and balance sheets. That made sense when it was the best data available. It isn't anymore. Cash flow stress shows up in live data weeks before it shows up in a missed payment. Ned was built around that reality. Ned delivers five capabilities across the lending lifecycle. - Applicant Insights gives lenders live cash flow visibility to assess risk before it becomes a loss. - Live Underwriting replaces static snapshots with real borrower performance. - Risk Monitoring surfaces early warning signals before payments are missed. - Automated Repayments align transfers to real-time cash balances -Portfolio Management that gives lenders a live view of yield and exposure The platform is white-labeled and fully configurable, deployed end-to-end or modularly to fit existing workflows. No rip-and-replace required.