Michael Carbone Location
- Bedford, NY, US
Michael Carbone Work
- 2026 - now Founder and CEO @ Byram Consulting LLC
- 2024 - 2026 EVP, Chief Revenue Officer @
- 2022 - 2024 Founder and CEO @ Byram Consulting LLC
- 2019 - 2022 Senior Director, Global Commercial Solutions Strategy @
- 2018 - 2019 Founder and CEO, B2B and Real Time Payments Consultant @ Byram Consulting LLC
- 2018 - 2019 Principal Consultant, Payments @
- 2014 - 2018 Managing Director, Sage Payments UK LTD @
- 2012 - 2014 CEO and Founder, Payments Consultant @ Byram Consulting LLC
- 2001 - 2012 SVP, Global Practice Lead, Commercial and Small Business Payments Consulting @
- 1994 - 2001 Vice President, Cardmember Services Group, Director, Small Business and Corporate Card Payments @
- 1992 - 1994 Vice President, Global Transaction Banking Division, Director, Commercial Card Products @
- 1991 - 1992 Vice President, Visa and MasterCard Division, Small Business Credit Policy and Strategic Planning @
- 1990 - 1991 Vice President, Visa and MasterCard Division, Card Portfolio Acquisitions and Divestitures @
- 1989 - 1990 Director, Travel Related Services, Product Manager, Privileged Access Line @
- 1988 - 1989 Vice President, U.S. Consumer Banking Division, National Credit Product Manager @
- 1982 - 1988 Assistant VP, U.S. Card Products Group, Director, Premier Card and Customer Cross-Sell Acquisitions @
- 1980 - 1982 Financial Analyst, Paine Webber Private Wealth Management @
- 1978 - 1980 Commercial Credit Officer, Corporate Banking Division @ Summit Bank United Jersey Bank
Michael Carbone Education
- University of Notre Dame - Mendoza College of Business
BBA (Finance)
1974 - 1978 - Nutley High School
College Preparatory (College/University Preparatory and Advanced High School/Secondary Diploma Program)
1970 - 1974
Michael Carbone Skills
- Cards
- Payments
- Banking
- Cash Management
- Credit Cards
- Debit Cards
- Transactional Banking
- Global Cash Management
- Retail Banking
- Payment Cards
- Financial Services
- Credit
- Segmentation
- Relationship Management
- Credit Risk
- Treasury Management
- Product Development
- Strategy
- Analytics
- Customer Acquisition
- Product Management
- Marketing Strategy
- Strategic Partnerships
- Electronic Payments
- Leadership
- Mobile Payments
- Executive Management
- Portfolio Management
- Financial Risk
- Payment Systems
- Acquiring
- Payment Card Processing
- Merchant Services
- Risk Management
- Transaction Processing
- Thought Leadership
- Internet Banking
- Loyalty Programs
- Payment Gateways
- Payment Services
- EMV
- Mobile Commerce
- Payment Industry
- Financial Institutions
- AML
- Business Relationship Management
- Business Development
- Finance
- Strategic Planning
- Microsoft Word
- Financial Analysis
- Management
- Project Management
- Research
- Marketing
- Investments
- Business Strategy
Michael Carbone Summary
- Michael Carbone, based in Bedford, NY, US, is currently a Founder and CEO at Byram Consulting LLC. Michael Carbone brings experience from previous roles at SKUx, Byram Consulting LLC and Visa. Michael Carbone holds a 1974 - 1978 BBA in Finance @ University of Notre Dame - Mendoza College of Business. With a robust skill set that includes Cards, Payments, Banking, Cash Management, Credit Cards and more. Michael Carbone has 1 emails and 1 mobile phone numbers on RocketReach.
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