Michael Carbone Email & Phone Number
Founder and CEO
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Michael Carbone Location
- Bedford, NY, US
Michael Carbone Work
- Founder and CEO @ Byram Consulting LLC (January 2026 - Present)
- EVP, Chief Revenue Officer @ (April 2024 - January 2026)
- Founder and CEO @ Byram Consulting LLC (July 2022 - April 2024)
- Senior Director, Global Commercial Solutions Strategy @ (June 2019 - June 2022)
- Founder and CEO, B2B and Real Time Payments Consultant @ Byram Consulting LLC (August 2018 - May 2019)
- Principal Consultant, Payments @ (August 2018 - May 2019)
- Managing Director, Sage Payments UK LTD @ (September 2014 - July 2018)
- CEO and Founder, Payments Consultant @ Byram Consulting LLC (April 2012 - August 2014)
- SVP, Global Practice Lead, Commercial and Small Business Payments Consulting @ (September 2001 - March 2012)
- Vice President, Cardmember Services Group, Director, Small Business and Corporate Card Payments @ (January 1994 - August 2001)
- Vice President, Global Transaction Banking Division, Director, Commercial Card Products @ (January 1992 - December 1994)
- Vice President, Visa and MasterCard Division, Small Business Credit Policy and Strategic Planning @ (January 1991 - December 1992)
- Vice President, Visa and MasterCard Division, Card Portfolio Acquisitions and Divestitures @ (January 1990 - December 1991)
- Director, Travel Related Services, Product Manager, Privileged Access Line @ (January 1989 - January 1990)
- Vice President, U.S. Consumer Banking Division, National Credit Product Manager @ (January 1988 - January 1989)
- Assistant VP, U.S. Card Products Group, Director, Premier Card and Customer Cross-Sell Acquisitions @ (January 1982 - January 1988)
- Financial Analyst, Paine Webber Private Wealth Management @ (January 1980 - January 1982)
- Commercial Credit Officer, Corporate Banking Division @ Summit Bank United Jersey Bank (January 1978 - January 1980)
Michael Carbone Education
- University of Notre Dame - Mendoza College of Business
BBA (Finance)
1974-1978 - Nutley High School
College Preparatory (College/University Preparatory and Advanced High School/Secondary Diploma Program)
1970-1974
Michael Carbone Skills
- Cards
- Payments
- Banking
- Cash Management
- Credit Cards
- Debit Cards
- Transactional Banking
- Global Cash Management
- Retail Banking
- Payment Cards
- Financial Services
- Credit
- Segmentation
- Relationship Management
- Credit Risk
- Treasury Management
- Product Development
- Strategy
- Analytics
- Customer Acquisition
- Product Management
- Marketing Strategy
- Strategic Partnerships
- Electronic Payments
- Leadership
- Mobile Payments
- Executive Management
- Portfolio Management
- Financial Risk
- Payment Systems
- Acquiring
- Payment Card Processing
- Merchant Services
- Risk Management
- Transaction Processing
- Thought Leadership
- Internet Banking
- Loyalty Programs
- Payment Gateways
- Payment Services
- EMV
- Mobile Commerce
- Payment Industry
- Financial Institutions
- AML
- Business Relationship Management
- Business Development
- Finance
- Strategic Planning
- Microsoft Word
- Financial Analysis
- Management
- Project Management
- Research
- Marketing
- Investments
- Business Strategy
Michael Carbone Summary
- Michael Carbone, based in Bedford, NY, US, is currently a Founder and CEO at Byram Consulting LLC. Michael Carbone brings experience from previous roles at SKUx, Byram Consulting LLC and Visa. Michael Carbone holds a 1974 - 1978 BBA in Finance @ University of Notre Dame - Mendoza College of Business. With a robust skill set that includes Cards, Payments, Banking, Cash Management, Credit Cards and more. Michael Carbone has 1 emails and 1 mobile phone numbers on RocketReach.
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