Wonga Competitors

💚 Shaping the future of sustainable digital banking 💚 Launched in 2014 as one of the UK’s original challenger banks, Tandem is proudly headquartered in the Northwest, with over 500 people working across the UK. People join Tandem because they want to shape something meaningful. Here, you’ll use your skills to create products that empower people to make better financial choices and lower their environmental impact. We’re big enough to drive real change, small enough for every voice to be heard, and united by a shared purpose that inspires us to move forward - together. 🌳Recognised in'The Sunday Times'Best Places to Work - 2024 and 2025 🌳Named in'The Sunday Times'100 Tech list for two consecutive years - 2025 and 2026 🌳Awarded 'Investor in Customers’ Gold Standard based on customer and employee feedback - 2025 🌳Formally Certified™ by Great Place to Work® - 2026

We’re Zopa, and we want to make money work better for you. Our diverse team is united in their mission of creating simple, fair and honest financial products that have the customer’s needs at their heart. We’re proud that this dedication is reflected in our excellent rating on TrustPilot. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future. We’re not the new kids on the block though - we’ve been a pioneering force in finance for 16 years. In 2005, we built the first ever peer-to-peer (P2P) lending company, giving our customers access to loans built for real-life and intelligent investments backed by cutting-edge tech. In 2020, we launched Zopa Bank, meaning we could offer more – like fixed term savings backed by FSCS protection and a credit card to help customers take control of their finances. We’ve lent out over £6 billion and are proud to have made money work better for over half a million people across the UK, whether they were looking to borrow or save.

Working with over 30 employers — including Transport for London, the Ministry of Defence, NHS Trusts and local government — to strengthen employee financial resilience through workplace access to savings, loans and mortgages.