Wonga Competitors

We’re Zopa, and we want to make money work better for you. Our diverse team is united in their mission of creating simple, fair and honest financial products that have the customer’s needs at their heart. We’re proud that this dedication is reflected in our excellent rating on TrustPilot. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future. We’re not the new kids on the block though - we’ve been a pioneering force in finance for 16 years. In 2005, we built the first ever peer-to-peer (P2P) lending company, giving our customers access to loans built for real-life and intelligent investments backed by cutting-edge tech. In 2020, we launched Zopa Bank, meaning we could offer more – like fixed term savings backed by FSCS protection and a credit card to help customers take control of their finances. We’ve lent out over £6 billion and are proud to have made money work better for over half a million people across the UK, whether they were looking to borrow or save.

Working with over 30 employers — including Transport for London, the Ministry of Defence, NHS Trusts and local government — to strengthen employee financial resilience through workplace access to savings, loans and mortgages.

We have always done things a little differently. We want to give customers products that are transparent and simple, through a service that is trustworthy and reliable. We are a responsible lender and pride ourselves on being recognised for this, through the awards we have won. We support PayPlan – the debt help charity and we understand the importance of these support services. After 10 years in business, we’re proud to have issued 2.3 million loans and have received a 4.5-star rating on TrustPilot. We hope to continue to support millions of customers across the UK by being there when they need us.