Wonderful Information

Wonderful provides instant Pay by Bank solutions for UK small businesses and charities. You can accept secure bank payments directly from your customers by adding the Wonderful API or eCommerce plugin to your online store, using the Wonderful Tap and/or our One app for in-person POS, or connecting Wonderful to your accountancy software. Built on Open Banking and authorised by the FCA, payments are approved within the payer’s own banking app and settle instantly to your business bank account. Costs are a fraction of traditional card processing, and there are no card networks or delayed settlement cycles. Wonderful is powered by the same compliance-grade Open Banking infrastructure used by larger organisations through our enterprise division, Asima. This ensures reliability, security, and scalability whether you are a sole trader, growing SME, charity, high-volume merchant or another fintech. Fast access to funds improves cash flow, simplifies reconciliation, and removes unnecessary payment friction for both businesses and customers. Wonderful is a founding member, shareholder and participant of the UK Payments Initiative and a member of Innovate Finance. Follow us on LinkedIn to see how Pay by Bank is reshaping everyday payments across the UK.