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Form3 is a cloud-native payments technology company helping banks, fintechs and payment providers modernize their payments infrastructure. As the Financial Fabric, Form3 provides the trusted technology foundation that connects financial institutions to payment networks through a secure, resilient and fully managed platform. Our single real-time payments API simplifies payment scheme connectivity, reducing operational complexity while accelerating innovation and time to market. Built for high-volume, always-on payments, Form3 supports real-time, high-value and account-to-account payment schemes across the United States, United Kingdom, and Europe enabling customers to scale with confidence as payment ecosystems evolve. Form3 is trusted by leading financial institutions and fintechs worldwide, including Lloyds Banking Group, Nationwide, Barclays, J.P. Morgan Payments, Klarna, GoCardless, N26, PingPong, SumUp, IFX Payments, Mollie and Ebury.

Form3 Questions

The Form3 annual revenue was $100.8 million in 2026.

Michael Mueller is the Founder and Chair of Form3.

197 people are employed at Form3.

Form3 is based in London, England.

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