Tellus Information

Tellus is building the missing middle between a bank account that pays nothing and speculation that risks everything. We are a real estate and financial technology company, and we build products that let people put their money to work, powered by residential real estate. On the lending side, we are a non-bank lender. We originate short-term loans to real estate investors, secured by non-owner-occupied residential properties with direct title on every asset. That lending business is what allows us to offer account holders a consistently competitive rate on their cash. On the property management side, we provide free tools for landlords and tenants: rent collection, maintenance tracking, expense reporting, and document storage. This dual-sided platform gives us proprietary data that feeds our asset-focused underwriting model. Our high-yield cash accounts are not tied to market performance. The rate you get is earned through the actions you take, the habits you build, and the goals you set. No speculation. No volatility. Real assets. Real lending. A real rate, powered by real estate. Our Boost Account pays up to 6%+ APY, flexing higher daily through rewards. Our Reserve Account offers 7.75% APY on your first $2,500. Founded in 2016, Tellus is profitable, has never taken a loss on a loan, and has lent nearly $500M to date. We hold ~3 patents and operate in a lending category that most banks exited after 2008. Your money should work as hard as you do. We built Tellus to make that possible. Tellus is not a bank. Tellus is not FDIC-insured.