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Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates while delivering the exceptional digital-first experience customers demand. More than 90% of loans are fully automated, with no human intervention by Upstart. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar “relief” loans. Upstart is based in San Mateo, California. Upstart Network, Inc. NMLS #936133 | All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873 nmlsconsumeraccess.org

Website http://www.upstart.com/our-story
Ticker UPST
Revenue $628.8 million
Funding $391 million
Employees 1,777 (1,437 on RocketReach)
Founded 2012
Address 2950 S Delaware Street Ste. 410, San Mateo, California 94403, US
Phone (650) 204-1000
Technologies
Industry Financial Services, Finance, FinTech, Banking, Credit, Personal Loans, Lending and Investments, Marketplace Lending, Internet, Internet Services, Lending, Personal Finance
Web Rank 80286
Web Visits 603320
Keywords Artificial Intelligence Lending, Online Lending Platform, Cloud Based Lending, Credit Scoring Models, Machine Learning Lending, Credit Risk Assessment, Credit Underwriting, Alternative Credit Scoring, Consumer Lending, Automated Loan Processing, Financial Technology Platform, Digital Lending Solutions
Competitors SoFi, Upgrade, Inc., LendingTree, Avant, CashCall, Inc., Club (view competitors)
SIC SIC Code 7379 Companies, SIC Code 73 Companies, SIC Code 737 Companies
NAICS NAICS Code 511 Companies, NAICS Code 541 Companies, NAICS Code 51 Companies, NAICS Code 54 Companies

Upstart Questions

The Upstart annual revenue was $628.8 million in 2026.

Dave Girouard is the Founder and CEO of Upstart.

1,437 people are employed at Upstart.

Upstart is based in San Mateo, California.

The NAICS codes for Upstart are [511, 541, 51, 54].

The SIC codes for Upstart are [7379, 73, 737].

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