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Spotcap is a multinational fintech lender that issues unsecured credit lines and loans to small and medium-sized businesses. We lend from our balance sheet and use tried and tested principles to assess credit. What sets us apart is our use of new technology which give applicants a swift and straightforward user experience, allowing them to focus on what matters. Spotcap was founded in 2014 by an experienced team with years at leading European financial institutions. Our headquarters are located in Berlin and we operate in the Netherlands, the UK, Spain, Australia and New Zealand.

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