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For far too long lenders have evaluated borrowers only on their credit history. And if you don't have a credit history, you can't easily avail credit. Hard to wrap your head around how that works? It doesn't. Using the latest technology (you know, all the AI/ML buzzwords) we're able to evaluate borrowers based on their present and not just their past. A digitally integrated partner framework enables us to serve customers with speed and accuracy. We focus on lending to individuals and small businesses by bringing Bank and NBFC funds to their fingertips.

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Ramesh Panicker is the Founder & CEO of Retra.

13 people are employed at Retra.

Retra is based in Mumbai, Maharashtra.

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