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Ref Finance is a community-led, multi-purpose Decentralized Finance (DeFi) platform built on NEAR Protocol. Ref takes advantage of NEAR’s low fees, one-to-two second finality, and WebAssembly-based runtime (hello, Rust smart contracts!).

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Youbing Zhu is the Co-Founder of Ref Finance.

5 people are employed at Ref Finance.

Ref Finance is based in London, England.

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