RAS Information

Workers' Compensation. It's what we do. It's who we are. Founded in 1989 RAS is a workers' compensation insurance carrier focused on helping employers protect their people, manage risks and create safer, more productive workplaces. We're All In. On Work Comp. That singular focus gives our team the experience and expertise to understand the complexities of workers' compensation--from underwriting and loss control to claims management and return-to-work strategies. Our approach is simple: combine deep work comp expertise with proactive service and strong relationships. We work alongside our agency partners and insureds to help prevent injuries, manage claims effectively and deliver solutions that make a meaningful difference. RAS is rated A (Excellent) with a Stable outlook by AM Best and has been recognized as a Ward's 50 company consecutively since 2020. As part of The MEMIC Group since 2026, RAS continues to bring specialized workers' compensation expertise and a commitment to the people and businesses we serve. Our services include: - Workers' Compensation Insurance - Loss Control & Safety Resources - Claims & Case Management - Stay-at-Work/Return-to-Work Support - Cost Containment Solutions - Online Employer Resources