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Borrowing costs account for ~60% of the total cost of homeownership and are ~30% higher for first-home buyers with a 5% deposit who need Lender’s Mortgage Insurance. Under Australia’s Responsible Lending regulations, affordability for first-home buyers is constrained by borrowing capacity, not property prices. OSQO's Deposit Gap Loan addresses this challenge.

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Andrew Colbert is the Chief Risk & Compliance Officer of OSQO.

1 people are employed at OSQO.

OSQO is based in Melbourne, Victoria.

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