New Silver Competitors

Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates while delivering the exceptional digital-first experience customers demand. More than 90% of loans are fully automated, with no human intervention by Upstart. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar “relief” loans. Upstart is based in San Mateo, California. Upstart Network, Inc. NMLS #936133 | All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873 nmlsconsumeraccess.org

Elizabethtown Community and Technical College (ECTC) is a community college in Elizabethtown, Kentucky. It is one of 16 two-year, open-admissions colleges of the Kentucky Community and Technical College System (KCTCS). It was formed by the consolidation of Elizabethtown Community College (est. 1964) and Elizabethtown Technical College (est. 1965) in 2004. ECTC is accredited by the Southern Association of Colleges and Schools (SACS). In 1997, the Kentucky General Assembly passed the Postsecondary Education Improvement Act of 1997, separating Kentucky's community colleges from the University of Kentucky's Community College System and uniting them under a new entity, the Kentucky Community and Technical College System. This separation left ECC to operate for nearly a year and a half without formal accreditation, as the community colleges had previously received accreditation through their connection with the University of Kentucky. Once KCTCS was established, this oversight was corrected. The Elizabethtown Japanese School ( Erizabesutaun Nihonjin Hoshk), a weekend Japanese program, holds its classes at the college.

With our built-from-scratch technology that covers every stage of the loan process, LendingHome has opened access and simplified a way for people to get financing and generate wealth through real estate. Since founded in 2013, we have funded over $3.5 billion dollars worth of loans across 15,000+ projects, en route to becoming the largest fix and flip lender in the country. Combining the best technology and the most knowledgeable people, LendingHome has raised $167MM in venture capital, has grown to a team of over 300, and has been featured on the Forbes Fintech 50 list for two years running. LendingHome is uniquely positioned to becoming the next great financial services brand powered by the most advanced mortgage platform in the world.