Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates while delivering the exceptional digital-first experience customers demand. More than 90% of loans are fully automated, with no human intervention by Upstart. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar “relief” loans. Upstart is based in San Mateo, California.
Upstart Network, Inc. NMLS #936133 | All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873
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Kiva (www.kiva.org) expands financial access to help underserved communities thrive. An international non-profit, we serve the financially excluded, especially underbanked women, refugees and communities impacted by forced displacement, climate-vulnerable people and systemically marginalized communities in the United States.
By connecting people through crowdfunded loans, Kiva puts the power of financial inclusion in all our hands.
Since 2005, the Kiva community has raised over $2 billion in loans, reaching over 5 million people in 84 countries.
Kiva’s team is made up of 100+ employees and 450+ volunteers across the world, with offices in San Francisco, Nairobi, Bangkok, and Bogotá.