LendingPoint Information

LendingPoint is a consumer lender headquartered in metro Atlanta, Georgia offering unsecured personal loans of $1,000 to $36,500 to qualified borrowers across 42 states. Founded in 2014, LendingPoint built its proprietary credit decisioning platform to look beyond traditional credit scores — taking into account a borrower's complete financial picture, including employment history, earning potential, and other data — so more consumers can qualify for fair, transparent personal loans. What LendingPoint offers today: - Personal loans from $1,000 to $36,500 - Fixed APRs from 7.99% to 35.99% - Loan terms from 24 to 72 months - Soft-pull pre-qualification with no impact on credit score - Funds available as soon as the next business day after approval - No prepayment penalty Common loan uses include debt consolidation, credit card refinancing, medical expenses, home improvement, and unexpected emergencies. LendingPoint partners with established financial institutions, including FinWise Bank (Member FDIC) and Coastal Community Bank (Member FDIC), to make loans available across the United States. NMLS #1424139. To check your rate or learn more, visit lendingpoint.com or connect with us here on LinkedIn.