Lenderwize Information

Lenderwize has been financing receivables in wholesale telecommunications since 2017. The platform has processed over one billion dollars of trade receivables. It is an awkward asset. When one carrier sells traffic to another the credit quality is genuine, but the receivable is hard to finance, because a lender cannot easily verify that the traffic behind the invoice was ever carried. Traditional invoice finance asks the seller to prove its own claim — which is precisely the structure that has cost this industry its credibility. We took the opposite approach. Verification runs to the debtor's own systems, and the debtor pre-agrees in writing that its reported traffic is a binding payment obligation. That decision took years to operationalise, and it is the reason institutional capital is now deployed against the book. The rest of the perimeter sits around it. Receivables are assigned to a bankruptcy-remote SPV before funding. Each debtor settles to a unique virtual account number resolving to the SPV collection wallet, with routing fixed before any money moves — there is no common operating account through which collections pass. Credit insurance sits behind the debtor confirmation, the security package and the seller deposit rather than in place of them. Not all of it is us. Agent, security agent and cash manager roles sit with an independent administrator, the borrowing base is audited quarterly by a Big Four firm, and the facility documentation was negotiated between international counsel on both sides. Are we a lender? Not with our own balance sheet at scale. We originate, verify and service receivables, and fund them through institutional facilities secured on the assets. If you deploy capital — as a senior secured lender, a specialty finance fund or a family office — lenderwize.com is the entity you contract with and the site you want. If you are looking for funding rather than providing it, Lenderwize is the right door. London · Tirana · Melbourne