IFINANCING Competitors

Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates while delivering the exceptional digital-first experience customers demand. More than 90% of loans are fully automated, with no human intervention by Upstart. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar “relief” loans. Upstart is based in San Mateo, California. Upstart Network, Inc. NMLS #936133 | All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873 nmlsconsumeraccess.org

We’re OCCU — a member-owned, not-for-profit financial cooperative in Oregon and Washington. Since 1956, we’ve carried on and celebrated the credit union difference. What’s the credit union difference? People helping people. That’s the credit union philosophy. Unlike a traditional bank, our members are stakeholders. A member-elected board of directors sets our vision and direction. We invest in our communities. Our profits support our members and the places we live through: 🔹 Fewer and reduced fees. 🔹 Increased savings rates. 🔹 Lower loan rates. 🔹 Earmarked community funds. 🔹 Charitable giving. Our members matter: Hear our members share what it’s like to be a part of OCCU. https://youtu.be/ULzKuXRNlyM Our vision: Enrich lives. Our values: 💙 Tenacious: We’re dedicated and show up for our members with care. 💙 Humble: We support a culture of helpfulness by serving our members and one another. 💙 Big-hearted: We’re active in our communities and give our time to support our members and places we live. We offer great employee benefits, including: 🔹 Generous paid time off program. 🔹 Medical and dental insurance. 🔹 Employee assistance program. 🔹 Employee referral program. 🔹 Flexible spending accounts. 🔹 Life insurance. 🔹 Long-term disability insurance. 🔹 Short-term disability insurance. 🔹 401(k) employer contribution match program. 🔹 Volunteering opportunities. 🔹 Interest-free computer loans. 🔹 Financial assistance for post-secondary education. And people notice! Our most recent awards include: • 100 Best Companies to Work For, Oregon Business, 2022, 2023, 2024 • Corporate Philanthropy Top 25, Portland Business Journal (PBJ), 2022 • Most Admired Company Top 25, Financial Services category, PBJ 2022 • Readers' Choice Winner, Eugene Register-Guard 2022 • Best of the Mid-Valley Winner, Salem Statesman Journal, 2022 • Kudos Culture Innovator 2022 • Kudos Culture of the Year 2023 Come grow with us. 🌱

SoFi is a values-driven company on a mission to help our members get their money right. We create modern financial products and services that help people borrow, save, spend, invest, and protect their money better, so that they can achieve financial independence and realize their ambitions—from owning a home to saving for retirement, paying off their student loans, and more. CFL #6054612; NMLS #1121636 (www.nmlsconsumeraccess.org) Advisory services through SoFi LLC, a registered investment advisor. SoFi Checking and Savings is offered through SoFi Bank, N.A. Member FDIC. SoFi Money™ is offered through SoFi Securities LLC, member FINRA/SIPC.