IFinance Competitors

Our mission is to make higher education accessible and affordable for everyone. We do that through smarter lending products, better tools, and relentless focus. Our approach is shaped by real stories and real challenges, and we’re building solutions that actually help. How we work matters just as much as what we’re building. Our five cultural principles guide how we show up, make decisions, and deliver for our customers every day: Every Second Counts. Choose to Do Hard Things. Pursue Excellence. Lead Together. Don’t Take Yourself Too Seriously. We’re a remote-first team, moving fast and having fun while doing meaningful work. Perks include a $1,000 Earniversary travel perk, generous PTO, an annual office stipend, and swag drops throughout the year. Sound like your kind of place? Explore open roles at earnest.com/careers. Earnest Operations, NMLS #1204197 nmlsconsumeraccess.org

SoFi is a values-driven company on a mission to help our members get their money right. We create modern financial products and services that help people borrow, save, spend, invest, and protect their money better, so that they can achieve financial independence and realize their ambitions—from owning a home to saving for retirement, paying off their student loans, and more. CFL #6054612; NMLS #1121636 (www.nmlsconsumeraccess.org) Advisory services through SoFi LLC, a registered investment advisor. SoFi Checking and Savings is offered through SoFi Bank, N.A. Member FDIC. SoFi Money™ is offered through SoFi Securities LLC, member FINRA/SIPC.

Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates while delivering the exceptional digital-first experience customers demand. More than 90% of loans are fully automated, with no human intervention by Upstart. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar “relief” loans. Upstart is based in San Mateo, California. Upstart Network, Inc. NMLS #936133 | All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873 nmlsconsumeraccess.org