IDC Financial Publishing, Inc. Information

IDC Financial Publishing, Inc. (IDCFP), a bank ranking agency, has been rating the safety and soundness of banks, savings institutions, and credit unions since 1985. Every quarter, IDC calculates a one-number rank for over 11,000 financial institutions. IDCFP's "CAMEL" (Capital requirements, Adequacy of capital, Margins, Earnings returns, and Liquidity) describes the 24 financial ratios used to compute this one-number summary rating of bank safety. Our bank safety ratings range from 1 (the lowest) to 300 (the highest) and fall into one of six categories: Superior, Excellent, Average, Below Average, Lowest Ratios, and Rank of One. As a bank rating agency, IDCFP's methodology for ranking financial institutions for safety is an open platform, allowing banks, savings institutions, credit unions, and any client to understand financial ratios and rank for a specific institution. Those subscribing to IDCFP’s bank ratings have access to qualified analysts, who can answer questions or concerns about our bank rating system and the calculations used in the rating process. Our analysis is strictly based on the financial information reported by each institution to agencies of the federal government. Developed by IDCFP’s CFA, President and Editor-in-Chief John E. Rickmeier, IDCFP’s bank rating system is a unique method of evaluating financial institutions based on our CAMEL methodology. For more information on our process and products, visit our website or contact us at info@idcfp.com.