Gonzalo Ramirez Email & Phone Number
Senior Commercial Loan Underwriter @ Golden 1 Credit Union
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Gonzalo Ramirez Location
- San Luis Obispo, CA, US
Gonzalo Ramirez Work
- Senior Commercial Loan Underwriter @ (February 2025 - Present)
- Vice President and Sr Commercial Underwriter @ (June 2022 - October 2024)
- Vice President and Senior Commercial Underwriter @ (April 2020 - May 2022)
- Vice President - Sr. Portfolio Manager @ (February 2019 - April 2020)
- Vice President - Credit Analyst Manager @ (June 2013 - February 2019)
- Account Executive @ Trimarc Financial (January 2013 - June 2013)
- Business Owner @ La Connexion (June 2011 - June 2012)
- Loan Officer @ Heritage Oaks Bank (January 2000 - May 2011)
- Loan Underwriter @ Washington Mutal (January 1996 - January 1999)
- Branch Manager @ Premier America Federal Credit Union (December 1993 - May 1996)
Gonzalo Ramirez Education
- Pacific Coast Banking School
Master's Level Banking Program
2017-2019 - Columbia College
B.S. Business Administration (International Business, Finance & Managment)
2003-2005 - California State University, Northridge
Business Administration
1993-1996 - Los Angeles Pierce College
Associate of Arts (A.A.) (Business/Commerce, General)
1990-1993 - UW Foster School of Business
Executive Leadership Training
2019
Gonzalo Ramirez Skills
- Credit
- Commercial Lending
- Loans
- Banking
- Lease Financing
- Financial Analysis
- Cash Management
- Team Building
- Customer Service
- Budgets
- Process Improvement
- Strategic Planning
- Operating Lease
- Sale-Leaseback
- Portfolio Management
- Risk Management
- Management
- Accounting
- Underwriting
- Consumer Lending
- Credit Analysis
- Loan Origination
- Small Business Lending
- Finance
- Sales
- Credit Risk
- Financial Risk
- Commercial Banking
- Retail Banking
- Mortgage Lending
- Budgeting
- Business Process Improvement
- Social Media
- Account Management
- Attention to Detail
- Business Development
- Business Philosophy
- Business Strategy
- C&I
- Cash Flow Analysis
- Client Relations
- Commercial Finance
- Commercial Mortgages
- Commercial Real Estate
- Commercial Underwriting
- Communication
- Communication Training
- Computer Literacy
- Covenant Compliance
- Critical Thinking
- Customer Experience
- Customer Relationship Management (CRM)
- Customer Retention
- Due Diligence
- Fair Lending
- Federal & State Regulations
- Financial Forecasting
- Financial Statements
- Financial Structuring
- Interpersonal Skills
- Leadership
- Loans Administration
- Medium Business
- Memos
- Mitigation Strategies
- Negotiation
- Occupational Safety
- Operational Risk Management
- Operations
- Oral Communication
- Organization Skills
- Originations
- Presentation Development
- Presentation Skills
- Problem Solving
- Project Management
- Real Estate Financing
- Risk Analysis
- Risk Assessment
- Statistical Analysis
- Stressful Situations
- Supervisory Skills
- Teamwork
- Time Management
- Written Communication
- nCino
- Sale Leaseback
- Microsoft Office
- Research
Gonzalo Ramirez Summary
- Gonzalo Ramirez, based in San Luis Obispo, CA, US, is currently a Senior Commercial Loan Underwriter at Golden 1 Credit Union. Gonzalo Ramirez brings experience from previous roles at 1st Capital Bank, Umpqua Bank, Pacific Premier Bank and Rabobank. Gonzalo Ramirez holds a 2017 - 2019 Master's Level Banking Program @ Pacific Coast Banking School. With a robust skill set that includes Credit, Commercial Lending, Loans, Banking, Lease Financing and more. Gonzalo Ramirez has 3 emails and 2 mobile phone numbers on RocketReach.
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