Gold Competitors

Merrill offers access to the banking convenience of Bank of America and investment capabilities of Merrill Lynch to help simplify the financial lives of our clients. We enable clients to seamlessly manage their Merrill Edge Self-Directed investment accounts and Bank of America bank accounts via our online platform, phone capabilities or at many Bank of America financial centers. At Merrill we work to service and deepen client relationships by understanding your risk tolerance, liquidity needs, investment savvy and goals to create personalized advice designed to fit clients’ needs and expectations. We can offer a full suite of products and services including: - Potential investment solutions and products - Retirement income planning - College planning - Small Business Solutions Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, Member SIPC and a wholly owned subsidiary of BofA Corp. Merrill Lynch Life Agency Inc. (“MLLA”) is a licensed insurance agency and a wholly owned subsidiary of BofA Corp. Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly owned subsidiaries of BofA Corp. Investment products offered through MLPF&S and insurance and annuity products offered through MLLA: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value Are Not Deposits Are Not Insured by Any Federal Government Agency Are Not a Condition to Any Banking Service or Activity © 2020 Bank of America Corporation. All rights reserved. 2962366

For more than 15 years, APMEX has been one of the nation’s largest Precious Metals e-retailers. Boasting over $14 billion in transactions, APMEX was recently ranked #1 Specialty E-Retailer and #42 out of 500 e-retailers, according to Internet Retailer Magazine. APMEX provides quality products, outstanding customer service and amazingly fast delivery to our rapidly expanding base of individual and corporate customers. With more than 10,000 products in stock, customers are sure to find what they are looking for. Our state-of-the-art website and dedicated and knowledgeable Account Managers provide customers with multiple options to research, learn and purchase as an investor or collector across a wide range of bullion, semi-numismatic and numismatic items. Our drive to increase ownership in Precious Metals has led us to pioneer innovative solutions and create the largest variety of product offerings available in the industry. Our employees are faced with dynamic and challenging opportunities each day to learn and grow professionally. Whether advancing the technology and security powering our website, providing new products or ensuring customer satisfaction with each delivery, APMEX employees strive to bring our customers a concierge level of service matched by none. Customers appreciate our dedication to their needs, ranking us a 9.7 out of 10 on satisfaction and giving APMEX a 5-star rating.

For 50 years, Monex has been one of America's trusted names in gold and other precious metals. With client transactions now totaling over $60 billion. Today, Monex is a premier precious metals dealer because of our dedication to customer service and satisfaction. Located in Newport Beach, California, Monex is home to a staff of hard asset professionals committed to serving our clients' investment needs with a convenient two-way market and competitive pricing. As a result of our clients' trust in Monex, 80% of our business is from repeat precious metals business, and about one-quarter of our new clientele are referred to us by existing customers. Today, three generations of the Carabini family are now working at Monex, including founder Louis Carabini, his son and president Michael, and Michael's daughters Cristina and Anna Maria. In addition, more than 43% of Monex employees have been with the company for a decade or more.