Forward Finances Information

Forward Finances operates under our core values of: Independence isnt doing your own thing: its doing the right thing on your own Kim John Payne We broker our insurance and investments through a variety of carefully chosen companies and do not have to meet investment or insurance quotas as we are independent. What does that mean for you? We regularly meet with wholesalers on both the investment and insurance side allowing us to choose products specifically designed to meet the needs of our clients we put your needs first! If you dont have integrity, you have nothing. You cant buy it. You can have all the money in the world, but if you are not a moral and ethical person, you really have nothing. Henry Kravis Our company was built on the values of honesty, fairness and integrity We want to explain finances to you in plain English. Thats why we use a variety of software programs to put our recommendations for you into terms that are understandable. With Forward Finances you can expect: In-person meetings in your home, a mutually agreeable destination (coffee shop, library) or at our office your choice Off-site meetings through conference calls and web platforms (Skype, Go-To Meeting) Your advisors Jeanette & Richards Ramnarine have bi-weekly meetings with our branch team in Kingston, ON to stay current with new trends in the financial industry including: