FCSI EAME Competitors

• An independent, employee-owned investment management firm founded in 1969. • A time-tested investment discipline offered to clients through ETFs, mutual funds, variable annuities, separately managed accounts, and offshore funds. • Founded more than 50 years ago, our mission has been to serve our shareholders with high integrity. How We Seek to Compound Long-Term Wealth • We employ a patient, long-term investment approach. • We seek to beat the index, not mirror it. True active management, high-conviction and benchmark-agnostic. • We believe stocks represent ownership interests in businesses and therefore we rigorously research company fundamentals. • We are highly sensitive to valuation, as price can be critical in generating attractive long-term investment results. --------------------------- An investor should consider the investment objectives, risks, charges, and expenses of the Funds carefully before investing. The prospectuses contain this and other information about the Funds. You can obtain a current prospectus calling 800‑279‑0279. Please read the prospectus or summary prospectus carefully before investing or sending money. Investing involves risks including possible loss of principal.

HVS is the nation's leading consulting firm that is laser focused on the hospitality sector. Join us. We are hiring: joinhvs.com. The HVS leadership team fosters an extraordinary corporate culture, which is built on a foundation of excellence, service, and staff appreciation. HVS provides expertise through every phase of ownership across a wide range of hospitality assets. We help clients succeed in the complex consulting arena, from feasibility studies to exit strategies and everything in between. Established in 1980, the company completes thousands of engagements each year for hotel and real estate lenders, owners, operators, and developers worldwide. HVS principals are regarded as the leading experts in their respective regions of the globe. Through a network of more than 50 offices and more than 300 professionals, HVS provides an unparalleled range of complementary services for the hospitality industry. www.HVS.com Superior Results through Unrivaled Hospitality Intelligence. Everywhere.

A Society of Foodservice Consultants, design and management in the foodservice industry