Ditch Information

Ditch is the first consumer AI app helping people pay off debt faster — automatically. Every time a user makes a purchase, Ditch rounds it up and sends the spare change directly toward their debt. Layered on top is Dani, our AI debt assistant, who builds personalized payoff plans, tracks progress, and proactively nudges users to stay on track. In just a few months, we’ve grown to tens of thousands of users, facilitated over $1.2M in round-up payments, and achieved top-tier retention and engagement. Our mission is simple: make financial progress inevitable. We believe debt payoff is the next major movement in consumer finance — just as saving and investing defined the last decade. Ditch is building the category-defining brand leading that cultural shift.