DAVE Competitors

Chime was created because we believe everyone can unlock financial progress, and we want to develop solutions and services to empower people to succeed. The premise upon which we started Chime is simple: basic banking services should be helpful, transparent, and easy. Our easy-to-use tools and intuitive platforms give members the ability to have more control over their money and to take action toward achieving their financial ambitions. By designing a member-centric banking app with easy-to-understand financial tools, we’re creating a more competitive market with options for everyday Americans. We offer access to accounts with no overdraft fees, provide members the chance to receive their pay up to 2 days early* with direct deposit, help them build credit history, and build financial literacy to hit their goals—among many other things. Since 2012, we’ve grown our team to more than 1300 Chimers across 3 offices. But more than that, we’ve expanded the products and services we offer to our members based on member feedback. And in doing so, we’ve disrupted the banking industry and changed the conversation for everyday people about money on a national level. Chime is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. *Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

Greenlight started in 2017 as the debit card and money app for kids. Today we're building a full suite of products to help families navigate money, safety, and everyday life together — all connected by the Greenlight app, loved by 6.5 million and counting. Our suite of products cover every dimension of family management: 💳 Debit cards and financial tools — hands-on money skills that build lasting confidence 🔒 Scam and fraud protection — shielding kids and seniors from financial and digital threats 📍 Physical safety and Safe Family GPS trackers — real-time peace of mind as families move through the world 🏠 Family Hub — a home base that brings together calendars, chores, and photos, with the help of a smart family assistant 📱 The Greenlight app — our #1 family finance and safety app that ties it all together No other company does all of this. That's the point. We also meet families where they already are: 🏦 Greenlight for Banks & Credit Unions — partnerships with financial institutions to deepen relationships with their most valuable customers and engage new ones 💼 Greenlight for Work — an employee benefit that helps companies support the financial wellbeing of their workforce's whole family 🏫 Greenlight for Classrooms — dedicated financial literacy tools for educators that bring real-world money skills into schools Our team is based in Atlanta with members across the country — pet enthusiasts, PTA presidents, fantasy football champs, and volunteer dance teachers. Backed by Drive Capital, JP Morgan Chase, Wells Fargo, TTV Capital, NEA, Amazon, Ally Financial, and more. Named to CB Insights' Fintech 250. Inspired? greenlight.com/careers

EarnIn lets you access your money as you earn it — not days or weeks later. We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms. EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like A16Z, Matrix Partners, and DST. Since our founding in 2013, 3.8 million customers have given it over 380,000 5-star reviews for helping them access over $15 billion in earnings. That means: - 49% can now cover an unexpected expense of $400 since using EarnIn - 73% can budget more effectively with EarnIn - 66% have been able to pay bills on time with EarnIn’s help We’re proud of that impact. Because no one should feel stuck — held back from their ambitions, their life — simply because they can’t access the money they’ve already earned. That’s why EarnIn is here, to help people move forward with the lives they want today and the goals they have for tomorrow. Join us. EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.