CredAbility Competitors

We are the people’s champion - a charity working for the whole of society whoever you are, whatever your problem.

PayPlan has been helping people in debt for over 30 years. We’re one of the largest providers of free debt advice and debt management plans in the UK and are trusted by some of the country’s largest employers, unions, lenders and voluntary organisations to help the people they work with successfully make their way out of debt. We were originally set up to assist the police in helping their employees and this unique, partner-led perspective has driven our approach ever since. We’re committed to collaboration – to sharing our knowledge and best practice in order to raise the bar for debt support and achieve the very best outcome for every person who comes to us. In short, we know debt. And we’re here to help our partners know and understand it too.

thinkmoney is an all-in-one banking app. For over 20 years, we've helped over a million people with our current accounts, credit cards, and loans. We help people be their money best with personalised SmartBudget, relevant lending products, cashback & discounts. Our mission is to make sure everyone has access to best-in-class financial products, especially those who’ve been underserved or undervalued. We believe in inclusion, equality, and building relevant products and services that genuinely improve everyday lives. Over the years, we’ve picked up plenty of awards, like Best Use of IT in Retail Banking at the 20th Banking Tech Awards, and we’re proud to hold a four-star Fairbanking mark for supporting financial wellbeing. But for us, the real win is knowing we’re making a difference. Giving back is a huge part of our culture and we've teamed up with incredible organisations like Cash for Kids, Chance for Childhood, and Salford Foodbank to help make a difference. Through fundraising and Gift Aid, we've raised over £1.5 million for charity. Behind all of this is an incredible team of talented and passionate people making the magic happen. We’ve always believed our people are our greatest asset. That’s why we’ve built a culture and community that’s supportive, flexible, and focused on helping each other grow - whether that’s through training, career development, or simply being there when life happens. It’s our job to look after our thinkers, so we can all achieve our shared goal of changing banking for the better.