Clever Lending Competitors

We’re Zopa, and we want to make money work better for you. Our diverse team is united in their mission of creating simple, fair and honest financial products that have the customer’s needs at their heart. We’re proud that this dedication is reflected in our excellent rating on TrustPilot. We’ve always been unapologetically honest with our customers, and value the same in return. Their feedback helps us shape what we build, so we can provide a bank fit for today, and for the future. We’re not the new kids on the block though - we’ve been a pioneering force in finance for 16 years. In 2005, we built the first ever peer-to-peer (P2P) lending company, giving our customers access to loans built for real-life and intelligent investments backed by cutting-edge tech. In 2020, we launched Zopa Bank, meaning we could offer more – like fixed term savings backed by FSCS protection and a credit card to help customers take control of their finances. We’ve lent out over £6 billion and are proud to have made money work better for over half a million people across the UK, whether they were looking to borrow or save.

Our sole purpose is to help make retirement more rewarding. By harnessing Nucleus Wrap, James Hay, Curtis Banks, Talbot and Muir, Dunstan Thomas and Third Financial, we’re building the best retirement focused adviser platform group in the UK. We focus solely on the advice sector and provide adviser firms with operational efficiency to enable them to grow their businesses. Alongside this we provide a breadth and depth of experience and expertise that you simply can’t find under one roof anywhere else.

Lendable is a platform that makes borrowing money and saving money effortless; across loans, credit cards, car finance, utility bills, insurance, mobile contracts and more. With an AI trained on a decade of proprietary data, Lendable takes a holistic view of each customer’s finances to expand access to affordable, fast and transparent credit and savings. A relentless focus on building the best technology for customers results in being able to provide instant decisions, personalised rates, and transferring of funds within minutes. This in turn has delivered an unprecedented 5.0 stars out of 5 on Trustpilot from over 95,000 reviews on Lendable and a category-leading 4.8 stars for Zable. Through Zable, Lendable’s superapp, the firm delivers personalised insights to millions of customers, making it simple to track your credit health, save money refinancing to cheaper deals, and access transparent credit options. Lendable is now the UK’s largest non-bank lender for loans and one of the largest issuers of credit cards in the country, with a growing presence in the United States. Check out Lendable, Zable UK (https://zable.co.uk/), Zable US (https://zable.com) and Autolend (https://www.autolend.co.uk/) for more details.