Circle Red Competitors

Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates while delivering the exceptional digital-first experience customers demand. More than 90% of loans are fully automated, with no human intervention by Upstart. Founded in 2012, Upstart’s platform includes personal loans, automotive loans, home equity lines of credit, and Upstart’s new Cash Line product, a revolving line of credit. Upstart is based in Burlingame, California.

Bluevine is the banking platform for small businesses that need to keep moving. We bring banking, payments, billing, and access to capital into one connected place, so business owners can move money, pay vendors, get paid, and fund what’s next without switching tools or losing time. We bring together high-yield business checking, bill pay, debit cards, invoicing and customer payments, and lines of credit, plus integrate with the accounting software business owners already use. And, we keep their money secure along the way. Since 2013, Bluevine has served over 1 million customers, delivered over $14 billion in loans, and is currently trusted with over $1 billion in managed customer deposits. Behind it all are over 500 curious problem-solvers who learn fast, would rather solve problems together, and care deeply about the people we’re building for. Here, you’ll have the freedom to take ownership, grow your career, and build things small business owners across America use every day. Come see what we’re building: http://blvn.com/bluevinecareers. Bluevine is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. Lines of credit are issued by Celtic Bank.

Prosper introduced U.S. consumers to an innovative approach to personal finance as the first peer-to-peer lending platform in the country. Since 2005, Prosper has helped nearly 2.5 million customers achieve financial well-being through a comprehensive suite of digital personal finance products. Prosper’s flagship personal loan* marketplace continues to offer unique value for both borrowers and investors, while the Prosper® Card¹ provides essential access to credit and flexibility for those managing their financial journey. Guided by its mission to advance financial well-being, Prosper is dedicated to helping people thrive by meeting people where they are with simple, trusted, and affordable financial solutions. Learn more at www.prosper.com. *All personal loans are made by WebBank. ¹The Prosper® Card is an unsecured credit card issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard® International. Prosper Funding LLC 221 Main Street, Suite 300 | San Francisco, CA 94105 © 2005-2026 Prosper Funding LLC. All rights reserved. Prosper's borrower payment dependent notes (“Notes”) are offered pursuant to Prosper’s Prospectus (https://prosper.com/prospectus/)