CardWorks Information

CardWorks Financial Group brings Merrick Bank, CardWorks Servicing, and Carson Smithfield together as one integrated enterprise. We are the engine driving financial progress, tackling the complex challenges that larger financial institutions leave behind. Our vertically integrated platform is built for progress seekers. Across credit, lending, and the full customer lifecycle, our team of experts powers financial progress for everyone—putting clients, customers, and colleagues at the center of everything we do. At the heart of our success are our CRITICAL values. They define how we show up, guide how we lead, and anchor how we serve. Whether we are powering flexible payments for merchants or high-yield CDs for wealth-builders, we fuel financial progress through capital efficiency and regulatory excellence.