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Capital on Tap provides an all-in-one small business credit card and spend management platform. Capital on Tap makes it easy for small business owners to access funding for their business, manage their employees' expenses, and earn rewards on every pound their business spends. Launched in 2012, Capital on Tap has spent over 10 years focusing on the needs of small business owners. It has been recognised by Forbes and the Financial Times as one of Europe’s fastest-growing businesses. More than 200,000 small business customers have spent more than £20 billion on their Capital on Tap Business Credit Cards. Capital on Tap simplifies business funding and spending, saving business owners time and money. After a 2-minute application process, the majority of applicants receive instant credit decisions. UK business owners benefit from unlimited 1% cashback and credit limits extending up to £250,000, while our US customers enjoy 1.5% cashback and limits up to $50,000.

Website http://www.capitalontap.com
Revenue $226.8 million
Employees 978 (637 on RocketReach)
Founded 2012
Technologies
Industry Financial Services, FinTech, Business Funding, SME Funding, Venture Capital, SME Finance, Lending and Investments, Small Business Funding, Invoice Finance
Web Rank 278011
Web Visits 144440
Keywords Small Business Funding, Business Financing, Expense Management Software, Business Expense Management, Employee Expense Tracking, Business Credit Solutions, Rewards Credit Cards, Business Rewards, Small Business Loans, Business Lines Of Credit, Financial Management Tools, Funding For Startups, Small Business Accounting, Business Cash Flow, Small Business Banking
Competitors Revolut, Starling Bank, Tide, ClearBank, Funding Circle UK, Kabbage Small Business Loan, Lendio, Yapily, N26, Monzo Bank +35 more (view full list)

Capital on Tap Questions

The Capital on Tap annual revenue was $226.8 million in 2026.

Damian Brychcy is the CEO of Capital on Tap.

637 people are employed at Capital on Tap.

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