BAFS Information

BAFS helps community financial institutions (CFIs) grow and scale their commercial lending programs — without adding staff, building new systems, or taking unnecessary risks. Most community financial institutions want to serve their business clients better, but they're blocked by capacity constraints, compliance pressure, and the complexity of commercial lending. We remove those barriers. What We Do We give CFIs everything they need to run a profitable, compliant, and scalable commercial lending program: - BLAST Lending Platform: End-to-end technology that supports origination, underwriting, servicing, and portfolio management. - Full-Service Lending Support: Processing, servicing, credit administration, reviews, and audit preparation. - Experienced Team: Former commercial lenders and credit officers, who've lived the work. - Customized Onboarding: Institution-specific training, workflow design, reporting, and implementation. - Compliance-Ready Processes: Workflows built around federal and state standards to minimize risk and manual oversight. The Problem We Solve CFIs are losing growth opportunities because: - They don't have internal capacity - Manual processes overwhelm their teams - Aging systems create unnecessary bottlenecks - Compliance is complex and stressful - Commercial lending feels "too big" or "too risky" to take on They're saying no to the clients who need them most — and missing out on sustainable, community-aligned growth. The Solution We Provide BAFS provides: - Confident, scalable commercial lending - Audit-ready workflows and reporting - No new internal headcount required - Say "yes" more often to business clients - Stronger community impact Why It Matters Commercial lending is one of the most powerful growth engines for CFIs — but only if done right. BAFS brings the resources, technology, expertise, and processes that remove the internal burden, protect compliance, and unlock portfolio growth.