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We drive engagement in the Kaspi.kz Ecosystem by leveraging: Seamless customer experience State-of-the art technology Big data analytics We operate the largest Payments, Marketplace and Fintech Ecosystem in Kazakhstan with the mission to improve people’s lives by developing innovative products and services that transform the way people pay, shop and manage personal finances. We are driving customer engagement by crafting seamless customer experience leveraging state-of-the-art technology and proprietary big data analytics.

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Kcell provides mobile voice telecommunications services, messaging services, value-added services such as multimedia and mobile content services, as well as data transmission services including internet access. It has two brands: the Kcell brand, which is targeted primarily at corporate subscribers (including government subscribers), and the activ brand, which is targeted primarily at mass market subscribers. The Company offers its services through its extensive, high quality network, which covers substantially all of the populated territory of Kazakhstan. In December 2012, Kcell successfully completed its offering of GDR’s on the London Stock Exchange and common shares on KASE. The price was set at USD 10.50 per GDR and KZT 1,578.68 per share with each GDR representing one share. The offering consisted of 50 million shares, which represent 25 percent of Kcell’s share capital. On December 21, 2018, Kazakhtelecom JSC acquired the 75 percent stake in Kcell held by Telia Company and Fintur Holdings B.V. Kcell plans to continue investing in the deployment of its 3G/4G network to expand coverage and to introduce high quality services. Kcell aims to provide high quality services at competitive prices, expand its offering of products and services, while maintaining the high quality of its network and enhancing its brand value.