800 Zero Debt Competitors

National Debt Relief, a certified Great Place to Work®, was founded with the goal of helping an expanding number of consumers deal with overwhelming debt. We’ve settled almost 4 million debts, helping people reclaim their independence and get their lives back on track. Our highly rated, unique approach to debt relief supports our clients’ journeys, empowering them to resolve their debt and confidently manage their finances.

InCharge® Debt Solutions is a leading 501(c)(3) non-profit, community-service organization offering confidential and professional credit counseling, housing counseling, debt management, bankruptcy education and general financial education to individuals seeking options to manage credit card debt, consolidate debt or resolve housing issues. InCharge is a member of the National Foundation for Credit Counseling (NFCC); is an A+-rated member of the Better Business Bureau and is accredited by the Council on Accreditation (COA). InCharge is approved by the U.S. Department of Housing and Urban Development (HUD) to provide housing counseling. InCharge is approved by the EOUST to provide bankrutpcy education courses prescribed by law. InCharge is also on the Board of Directors of Jump$tart Coalition for Personal Financial Literacy. InCharge Debt Solutions is affiliated with InCharge Education Foundation, Inc. (ICEF) which provides financial literacy training to service members and their families through MilitaryMoney.com. In addition meeting the standards of excellence required by the NFCC, COA, and BBB, InCharge Debt Solutions actively monitors compliance to our own set of excellence standards including the InCharge “Best Practices,” “Client Bill of Rights,” and “Complaint Resolution” documented processes.

Accredited Debt Relief is a financial services company with offices based in Houston and San Diego. We deliver custom financial solutions to individuals across the U.S. Since 2011. Accredited Debt Relief has conducted over a million consultations and received accreditation from the BBB. Accredited Debt Relief is a DBA of Beyond Finance, LLC. Beyond Finance, LLC also conducts business as "Accredited" and "Beyond."