Embedded payments as a service for vertical SaaS. Monetize processing volume without PayFac friction. Zift is a Payments as a Service (PaaS) infrastructure built specifically for vertical SaaS, ERPs, and Business Management Systems (BMS). We give software companies the power to offer fully embedded, white-labeled payment processing directly within their platform, without the severe compliance overhead, risk exposure, or operational strain of building an in-house PayFac. Why Leading Software Platforms Build on Zift: - 100% Invisible Infrastructure: Keep your brand front and center. Zero forced third-party redirects, foreign logins, or fractured user experiences. Your users never leave your platform. - True Omnichannel Capability: Unify online e-commerce, ACH bank transfers, and in-person card-present transactions via EMV terminal integration into a single API framework. - Line-Item Reconciliation: Eliminate the classic "who paid me for what" operational headache. Zift maps exact transactions directly to specific bank deposits automatically, saving your end-users hours of manual accounting. - Dedicated Strategic & Technical Partner: Skip the generic ticket queues. We provide direct, human-to-human engineering support, strategic margin consulting, and hands-on guidance to scale your processing revenue. Whether you are looking to monetize processing volume for the first time or replacing an legacy, rigid payment provider, Zift provides the developer-first APIs, card brand compliance framework, and operational back-office needed to make payments your software’s highest-margin feature. Explore our APIs and Documentation: - Developer Hub: https://api.zift.io/ - Knowledge Base: https://learn.zift.io/
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The Zift annual revenue was $5.3 million in 2026.
Nate Hughes is the Founder and President of Zift.
14 people are employed at Zift.
Zift is based in Spanish Fork, Utah.
The NAICS codes for Zift are [52, 522].
The SIC codes for Zift are [615, 6153, 61].