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Zact is a modern spend management platform built for banks and their business customers. Our white-label platform brings card management, expense management, integrated payables, travel, rebates, and business travel accounts together in one experience. Built to integrate with banks’ existing payment infrastructure, Zact helps financial institutions launch and expand commercial payment capabilities without replacing their core processing relationships. Our platform supports both embedded and agent-led delivery models, giving banks flexibility in how they serve businesses of different sizes and needs. Zact is processor- and network-agnostic, with a focus on security, scalability, integration speed, and customer experience. We work with banks and financial institutions to help them modernize commercial payments, deepen customer relationships, and keep more of the business spend ecosystem within the bank.

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John Thomas is the CEO of Zact.

36 people are employed at Zact.

Zact is based in Sunnyvale, California.

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