YAS Information

YAS is building the protection infrastructure rail for the new economy. Our Thesis: Insurance should be infrastructure rails, embedded, instant, and priced by data. Not sold as a product. Consumed as a service. Our Journey: We started in micro-insurance and on-demand. That unlocked and evolved us into something more foundational: an AI-insurance and assurance rail that real-time assess a EV fleets, commercial robotics, and autonomous vehicles risks. Addressing Gap: Legacy insurance weren't built for machines that generate data continuously and constantly. What we do: Our platform operates on two rails: *Insurance (Rail 1)* — Licensed, insurer-backed coverage activities from day one. Physical damage, personal casualty, repair & maintenance, operator PA, and third-party liability structured for fleets and OEM partners. *Assurance (Rail 2)* — A live AI risk intelligence layer that ingests telemetry, environmental and activity data, scores every machine in real time via our Protection Score, and automates claims triggers. Coverage that learns and adapts with the insured. Our Market: US$90B+ combined TAM across EV fleet insurance, autonomous vehicle insurance, and commercial robotics, all converging, all underserved by incumbents. We're positioned at the intersection. Where we are: Headquartered in Hong Kong. Operating in Malaysia and Vietnam. Expanding across Asia. Growth stage, backed by licensed underwriting partnerships and strategic institutions.