XPP Information

Modernising Payment Experiences At XPP, we’re redefining how payments work—making them seamless, personal, and invisible. We believe the best payments are the ones you don’t notice—when every tap, swipe, or checkout just works. That’s why we build modern payment products that power smooth, connected experiences across industries—from public transport, corporate enterprises, higher education and unattended services to acquirers and payment providers. Our omnichannel, personalised and embedded payment solutions help businesses simplify complex payment ecosystems, improve customer payment journeys, and unlock new growth. Whether you’re processing millions of daily transactions or enabling a single effortless tap, XPP makes every payment moment frictionless. Our Products: - Our Vayapay omnichannel payment platform reduces payment friction in public transport by enabling passenger recognition across sales channels, payment devices and networks, while improving revenue protection and reducing operational complexity. - Our Ginger white-label e-commerce payment gateway enables acquirers and licensed payment providers to launch faster while maintaining brand control and data ownership, improving checkout experiences and conversion rates. - Our KUARIO hybrid payment and vending platform enables personalised payments, universal access and operational efficiency across all unattended services by combining open-loop and closed-loop payments in a single device, our HybridPay Terminal. Why it matters: Because when payments just work, everything else flows. XPP modernises your payments, making every transaction effortless. Learn more at xpp.nl