Wiremi Information

Wiremi builds behavioural financial identity for the credit-invisible. We turn everyday behaviour — cultural savings, remittances, and community contributions — into a portable Global Credit Passport recognized across borders. Built for newcomers, gig workers, and global diaspora communities whose financial lives are disciplined and entirely unseen by traditional credit systems. WHO WE BUILD FOR If you pay rent on time, send money home, save faithfully in a ROSCA, and honour every commitment to your community — but a credit bureau has never heard of you — you are credit-invisible. That isn't a reflection of your reliability. It's a failure of the system. Wiremi exists to make that reliability visible, portable, and usable anywhere in the world. WHAT WE BUILD ★ Global Credit Passport — a portable, verifiable financial identity built from your real behaviour. Shareable with landlords, employers, lenders, and partners wherever you go. ★ Cultural Savings Cycles (ROSCA) — digitized susu, ajo, tanda, esusu, kye, and hui circles with automated contributions, transparent rotations, and fraud-resistant controls. Every contribution strengthens your Trust Score. ★ Remittances (Coming Soon) — fast, affordable cross-border transfers across North America, Europe, Asia, and Africa. Every remittance becomes a signal on your Global Credit Passport. ★ Powered by PTAA — Wiremi's Predictive Trust-Assessment Architecture, the AI engine that converts everyday habits into verifiable trust. HOW WE'RE DIFFERENT Traditional credit systems are built on debt history. Wiremi is built on behaviour. Your savings discipline, group participation, and cross-border support are proof of your reliability — and with Wiremi, they finally count. REGULATED & TRUSTED FINTRAC MSB #M23401666 · RPAA-registered with the Bank of Canada · Headquartered in Mississauga, Ontario. wiremi.ca