Wintrust Agent Finance Information

Wintrust delivers specialized financial solutions built exclusively around the unique needs of the insurance industry. Through our two dedicated divisions—Wintrust Agent Finance and Wintrust Insurance Banking—we combine deep, niche market expertise with the robust backing of a premier financial institution. We equip insurance professionals nationwide with the capital, flexible lending, and advanced depository structures necessary to secure long-term growth and seamless ownership transitions. • Wintrust Agent Finance: Serves single-carrier insurance agents as the Allstate Agent Preferred National Lender, alongside agents affiliated with other leading carriers. We offer streamlined financing for agency acquisitions, shareholder buyouts, refinancing, debt consolidation, and working capital lines of credit. • Wintrust Insurance Banking: Serves the broader insurance ecosystem, including independent agencies, brokers, MGAs/MGUs, program administrators, captives, reinsurers, and P&C or Life and Health carriers. Our custom solutions scale from treasury management^1 and liquidity facilities to complex, multi-million-dollar M&A capital structures. Our insurance-focused platform is further strengthened by our premium finance capabilities through FIRST Insurance Funding and Wintrust Life Finance, providing commercial and life insurance premium financing solutions nationwide. Whether you need flexible agency lending, optimized premium finance structures, or complex, multimillion-dollar capital arrangements, our team has the specialized knowledge to execute them. FIRST Insurance Funding, Wintrust Agent Finance, Wintrust Insurance Banking and Wintrust Life Finance are divisions of Lake Forest Bank & Trust Company, N.A., a Wintrust Community Bank. 1. Treasury Management Services. See your banker or Treasury Management Services Sales Officer. Additional fees may apply.