WeRize Information

* WeRize is a unique and highly profitable category creator building AI-led social trust infrastructure for small-city India. Its India’s first branchless, AI-native social distribution fintech platform serving 106 Mn+ underserved middle income households across 5K+ small cities of India. * Despite high growth, we have been profitable since 2023 and our profitability is growing multi-fold every year. * WeRize caters to India-2, the underserved, emerging middle-income households in India’s small cities: ~90% are banked, yet only 5–10% access formal secured/unsecured loans, insurance or mutual funds; most still rely on moneylenders, chit funds and idle gold. This segment is set to grow from 106 Mn to 147 Mn households by FY30 * To serve India-2 , WeRize operates as a three-sided AI platform connecting 20,000+ trained local advisors with small-city customers and partner financial institutions, all powered by a full-stack AI operating layer that creates self-reinforcing network effects. * WeRize.ai, inhouse AI platform trained on proprietary data, comprises of 3 sub-platforms: WeGuru for customers (vernacular language AI advisory), WeAdvisor for advisors (AI copilot that helps manage the distribution without any branches and on-ground relationship teams) and WePartner for financial institutions (risk, collections amp; product co-design). * ·The platform uses 20 Bn+ data points gathered from 4 Mn+ households to offer customised secured/unsecured loans, insurance , credit cards , investment products and credit advisory services. * Launched in 2019, we have raised $35Mn+ equity from investors such as British International Investment (UK government impact fund), 3one4 Capital, Picus, Sony Innovation Fund and other global VC/PE funds.