Zain Group is a leading provider of innovative ICT technologies & digital lifestyle communications operating in 8 markets across the Middle East & Africa, serving 51.2 million active customers as of 31 March 2026. Zain provides mobile voice, data and B2B services in: Kuwait, Bahrain, Iraq, Jordan, Saudi Arabia, Sudan and South Sudan. Headquartered in the UAE, ZainTECH, the Group’s one-stop digital and ICT solutions provider, is playing a key role in the digital transformation of enterprise and government clientele across the MENA region. Also UAE based, Zain Omantel International (ZOI) is revolutionizing the international telecommunications wholesale landscape as the premier wholesale powerhouse serving regional operators, international carriers, and global hyperscalers. In Morocco, Zain has a 15.5% stake in ‘INWI’, through a joint venture. Zain is listed on the Boursa Kuwait (stock ticker: ZAIN). We recommend the Investor Community to download the “Zain Group Investor Relations” Mobile App. For more, please email info@zain.com
The Housing Bank for Trade and Finance (HBTF) was established in 1973 as a public shareholding limited company with a capital amounting to half a million JD. The primary focus of the Bank was to provide housing finance, and hence the name.
After 24 years of operations, the Bank embarked on a new era, when it diversified its scope and became a comprehensive bank, providing full commercial banking services. The Bank's capital was increased several times, and currently amounts to JD 252 million; the equivalent of USD 355 million, the Bank's management has continuously focused on strengthening its capital base year by year, the total equity amounted to JD 1038 million(USD 1.5 billion) at the end of 2014.