We Are Refyne Competitors

DailyPay, Inc., powered by its industry-leading technology platform, is on a mission to build a new financial system for everyone. DailyPay delivers the industry’s leading on-demand pay solution with modern, insight-driven pay strategies that help America’s leading employers to activate their workforce and build stronger relationships with their employees, so they feel more engaged, work harder, and stay longer. DailyPay works to ensure that money is always in the right place at the right time for employers, merchants, and financial institutions. DailyPay is headquartered in New York City, with operations based in Minneapolis and Belfast.

EarnIn lets you access your money as you earn it — not days or weeks later. We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms. EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like A16Z, Matrix Partners, and DST. Since our founding in 2013, 3.8 million customers have given it over 380,000 5-star reviews for helping them access over $15 billion in earnings. That means: - 49% can now cover an unexpected expense of $400 since using EarnIn - 73% can budget more effectively with EarnIn - 66% have been able to pay bills on time with EarnIn’s help We’re proud of that impact. Because no one should feel stuck — held back from their ambitions, their life — simply because they can’t access the money they’ve already earned. That’s why EarnIn is here, to help people move forward with the lives they want today and the goals they have for tomorrow. Join us. EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.

Our mission is to make higher education accessible and affordable for everyone. We do that through smarter lending products, better tools, and relentless focus. Our approach is shaped by real stories and real challenges, and we’re building solutions that actually help. How we work matters just as much as what we’re building. Our five cultural principles guide how we show up, make decisions, and deliver for our customers every day: Every Second Counts. Choose to Do Hard Things. Pursue Excellence. Lead Together. Don’t Take Yourself Too Seriously. We’re a remote-first team, moving fast and having fun while doing meaningful work. Perks include a $1,000 Earniversary travel perk, generous PTO, an annual office stipend, and swag drops throughout the year. Sound like your kind of place? Explore open roles at earnest.com/careers. Earnest Operations, NMLS #1204197 nmlsconsumeraccess.org