Альфа-Банк – крупнейший частный банк, входящий в топ-10 системно значимых кредитных организаций России. Ведущие рейтинговые агентства подтверждают статус лидера в банковском секторе и ежегодно присваивают Альфа-Банку высочайшие рейтинги. Кроме того, за Альфа-Банком прочно закрепился и статус самого инновационного банка.
Мы работаем с 1990 года и осуществляем все виды банковских операций, представленных на рынке финансовых услуг, включая обслуживание частных и корпоративных клиентов, инвестиционный банковский бизнес, лизинг, факторинг и торговое финансирование. Во всех направлениях бизнеса за Альфа-Банком прочно закрепился статус инновационного банка. Наш банк одним из первых внедряет современные технологические решения в финансовом секторе России.
Сегодня наш успех разделяет команда из более чем 25 000 талантливых профессионалов. В Альфа-Банке ценят неравнодушных людей, готовых выходить за рамки привычного в своей деятельности и ориентироваться на высокий результат.
Sovcombank is the leading privately-owned bank for pensioners and economically active population of over 45 years old. This niche, which has been growing steadily over the past decade, accounts for 42% of total Russian population (c. 60 million people).
Sovcombank focuses on consumer lending in small and medium-sized rural towns with the population from 5,000 to 100,000 inhabitants and currently present in more than 730 towns and villages in 41 federal regions. At the end of 2013, Sovcombank had over 1.1 million retail borrowers and over 160 thousand depositors. The acquisition of GE Money Russia will further enhance Sovcombank`s presence in the European part of Russia and enable access to the markets of largest cities.
Sovcombank operates a lean cost-efficient distribution network of mainly mini-offices which we can adjust up or down depending on macroeconomic environment. In 2013, the distribution network grew by 13% to over 2,000 points of sale, while cost-to-income ratio remained as low as 42%.
Sovcombank is rated B2 by Moody`s and B by S&P.
Sovcombank has a diverse shareholder base established by the top-management team and financial investors. Since 2007, Sovcombank has been managed by the Board of Directors in strict compliance with best practices in corporate governance.
With the highly professional and experienced management team and the acquisition of the consumer lending franchise from the global leader in consumer finance, Sovcombank remains committed to deliver strong shareholder returns.
Closed Joint Stock Company Russo-German Leasing Company (now Sberbank Leasing) has been established in 1993 by the Savings Bank of the Russian Federation (Joint Stock Company) and received one of the first licenses for leasing activities. Sberbank is currently the company’s sole shareholder.
JSC Sberbank Leasing is a completely client-centered company. The major source of financing for leasing projects is a credit line from Sberbank, which meets JSC Sberbank Leasing’s borrowing needs in full.