USA Business Choice Information

USA Business Choice ...offers a flexible line of self-funded health care plans for small employers from 10 through 1,000 employees. Business Choice combines the self-funding of medical claim costs with the financial protection of Specific and Aggregate Excess-Loss coverage that gives employers control of benefit plan dollars. A wide variety of underlying benefit plans may be selected and specific excess-loss deductibles from $5,000 to $50,000 (subject to state requirements) are available. Cash flow is protected through the use of monthly Aggregate Accommodation features. Our Business Choice plan costs and projected claim funding amounts are developed by using manual factors modified by geographic area, group demographics and plan design elements like annual deductibles and coinsurance limits. Each group enrollee is underwritten using a medical questionnaire and telephone interviews by home office underwriters. Business Choice emphasizes cost savings through its AmeriLink managed care networks, an extensive list of preferred physician and hospital providers in both national and regional markets. Flexible health benefit plans for small employers Rx Prescription card services Additional savings potential of self-funding Financial protection through excess loss coverage for employers Over 30 years of experience