Updraft Information

Updraft helps people pay off credit card debt. We're a UK financial technology company built around one problem: credit cards are designed to keep people paying. Minimum payments can stretch a balance out for decades, and the real cost stays buried in the small print. Updraft gives people a way through. We use open banking to show what your cards actually cost, and where it makes sense we bring card and overdraft balances together into one Updraft loan with a set monthly payment and a clear end date. Members also get their credit report and score for free, with practical ways to improve them. More than 1,000,000 people have joined Updraft, and together they've paid off over £850 million in credit card and overdraft debt. We're rated 4.8 out of 5 on Trustpilot and 4.96 out of 5 on Smart Money People. Updraft is a trading name of Fairscore Ltd, authorised and regulated by the Financial Conduct Authority.