UNCIA Information

At Uncia, we build AI-native lending infrastructure for banks and financial institutions. We manage over $25 billion in AUM across deployments spanning retail lending, commercial lending, housing finance, vehicle finance, MSME lending, and supply chain finance among others. Our platform covers the full credit lifecycle through four products. UnciaPrime is our loan origination system. Credit teams configure rules, launch products, and respond to regulatory changes independently: no tickets, no partner calls. Our fastest deployment went from contract to full production in 97 days. Its LCNC framework sets it apart from the rest. UnciaLeap is our loan management system. Built for the full post-disbursement lifecycle: repayment, restructuring, collections, NPA management, and regulatory reporting without the manual workarounds that most LMS platforms leave behind. Its microservices-based architecture and completeness make it stand out. UnciaFlow is our supply chain finance platform. Lending institutions build and run their own SCF business: trade finance, receivables finance, payables finance, supplier finance, distributor finance, pre-shipment finance with full ownership of the programme, the anchor relationships, and the economics. UnciaEASE is the self-serve configuration layer within UnciaFlow. An SCF team configures a programme, sets the parameters, and goes live in days. No partner implementation project. The philosophy behind all four products is the same: lending institutions should own their technology, not just operate it. The people who understand the credit policy should be the same people who can implement it in the platform. We are headquartered in Chennai and operate across India, the Middle East, and the Americas. If you are a business, operations or technology leader at a lending institution looking to bring a transformation in your organization, we can be your ally. Follow this link to discover more: https://lnkd.in/dQe6uvdv