TransCapital Information

TransCapital specializes in financing specialty-built commercial vehicles and equipment for the operators who keep America moving — including tow, coach, limo and livery, paratransit, vocational truck, and fleet. Commercial financing through traditional banks has become slower, more restrictive, and harder to navigate. TransCapital was built for operators who need fast decisions and practical financing. We’re not a bank. We’re a specialty lender that understands your equipment, your industry, and how your business earns revenue. Our customers are owners and fleet managers running small to mid-size companies, typically between $500K and $50MM in annual revenue. We finance equipment buyers directly, and partner with the dealers, manufacturers, and distributors who sell to them. We help dealers and manufacturers close deals faster. No committees. No runaround. One-page applications. Same-day decisions. No-fee lines of credit. Discounts for strong payment history. And if your credit has a story, we’ll actually listen to it. Loans and leases originated through dealers, manufacturers, industry alliances, and direct relationships with end users. Honesty. Integrity. Experience.