Transactie Monitoring Nederland (TMNL) Information

Welcome at TMNL. Until recently, the banks each worked individually to identify any unusual transactions and reported them to the Financial Intelligence Unit – Netherlands (FIU). The FIU further investigates these transactions and, if necessary, forwards them to the investigative services. Yet there are limits to what individual banks can see because money-laundering networks are often spread across several banks. This is why more intensive cooperation between banks is an essential component of a more effective approach to tackling money laundering, and which is exactly what TMNL seeks to achieve. Transaction Monitoring Netherlands (TMNL) was founded by five Dutch banks: ABN AMRO, ING, Rabobank, Triodos bank and de Volksbank. TMNL brings together transaction data from these five banks and identifies meaningful connections between them, which provide new insights into potential money laundering and terrorist financing.