Thomas Ratsep Email & Phone Number
EVP and Chief Credit Officer @ Pioneer
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Thomas Ratsep Location
- Albany, NY, US
Thomas Ratsep Work
- 2025 -now EVP and Chief Credit Officer @
- 2006 -now Director and Treasurer @ Veterans & Community Housing Coalition
- 2024 -2025 Senior Vice President - Senior Risk Officer | Senior Credit Officer @
- 2022 -2024 Senior Vice President - Senior Credit Officer @
- 2018 -2022 Senior Credit Administration Manager @
- 2018 -2018 Member of Capital District Regional Loan Committee @
- 2016 -2018 Commercial Banking Manager @
- 2015 -2016 Senior Vice President, Corporate Banking Manager @ Saratoga National Bank & Trust Company (subsidiary of Arrow Financial Corporatio
- 2005 -2015 Senior Vice President @
- 2002 -2005 Senior Vice President - Credit Administration @
- 1996 -2002 AVP - Credit Department Manager, Commercial Loan Officer, Portfolio Manager, Senior Credit Analyst @ Banknorth Group, Inc. (acquired by TD Bank)
- 1991 -1996 Senior Credit Analyst, Corporate Loan Review Analyst, Credit Analyst I, II @ Evergreen Bank, N.A. (acquired by Banknorth Group, Inc.)
Thomas Ratsep Education
- ABA Stonier Graduate School of Banking at University of Pennsylvania 2007-2009
- New England School of Banking at Williams College 1998-1999
- University of Vermont
B.S. (Business Administration - Finance)
1986-1990
Thomas Ratsep Skills
- Credit
- Strategic Planning
- Credit Analysis
- Management
- Commercial Banking
- Financial Risk
- Portfolio Management
- Banking
- Risk Management
- Loans
- Customer Service
- Commercial Lending
- Accounting
- Financial Analysis
- Underwriting
- Microsoft Office
- Marketing
Thomas Ratsep Summary
- Thomas Ratsep, based in Albany, NY, US, is currently a EVP and Chief Credit Officer at Pioneer. Thomas Ratsep brings experience from previous roles at Veterans & Community Housing Coalition, Ballston Spa National Bank and Arrow Financial Corporation. Thomas Ratsep holds a 2007 - 2009 ABA Stonier Graduate School of Banking at University of Pennsylvania. With a robust skill set that includes Credit, Strategic Planning, Credit Analysis, Management, Commercial Banking and more. Thomas Ratsep has 2 emails and 1 mobile phone numbers on RocketReach.
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Thomas Ratsep
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