Thomas Ratsep Email & Phone Number
EVP and Chief Credit Officer @ Pioneer
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Thomas Ratsep Location
- Albany, NY, US
Thomas Ratsep Work
- EVP and Chief Credit Officer @ (October 2025 - Present)
- Director and Treasurer @ Veterans & Community Housing Coalition (January 2006 - Present)
- Senior Vice President - Senior Risk Officer | Senior Credit Officer @ (January 2024 - October 2025)
- Senior Vice President - Senior Credit Officer @ (March 2022 - January 2024)
- Senior Credit Administration Manager @ (May 2018 - March 2022)
- Member of Capital District Regional Loan Committee @ (February 2018 - July 2018)
- Commercial Banking Manager @ (September 2016 - May 2018)
- Senior Vice President, Corporate Banking Manager @ Saratoga National Bank & Trust Company (subsidiary of Arrow Financial Corporatio (January 2015 - September 2016)
- Senior Vice President @ (July 2005 - January 2015)
- Senior Vice President - Credit Administration @ (April 2002 - July 2005)
- AVP - Credit Department Manager, Commercial Loan Officer, Portfolio Manager, Senior Credit Analyst @ Banknorth Group, Inc. (acquired by TD Bank) (April 1996 - April 2002)
- Senior Credit Analyst, Corporate Loan Review Analyst, Credit Analyst I, II @ Evergreen Bank, N.A. (acquired by Banknorth Group, Inc.) (March 1991 - March 1996)
Thomas Ratsep Education
- ABA Stonier Graduate School of Banking at University of Pennsylvania 2007-2009
- New England School of Banking at Williams College 1998-1999
- University of Vermont
B.S. (Business Administration - Finance)
1986-1990
Thomas Ratsep Skills
- Credit
- Strategic Planning
- Credit Analysis
- Management
- Commercial Banking
- Financial Risk
- Portfolio Management
- Banking
- Risk Management
- Loans
- Customer Service
- Commercial Lending
- Accounting
- Financial Analysis
- Underwriting
- Microsoft Office
- Marketing
Thomas Ratsep Summary
- Thomas Ratsep, based in Albany, NY, US, is currently a EVP and Chief Credit Officer at Pioneer. Thomas Ratsep brings experience from previous roles at Veterans & Community Housing Coalition, Ballston Spa National Bank and Arrow Financial Corporation. Thomas Ratsep holds a 2007 - 2009 ABA Stonier Graduate School of Banking at University of Pennsylvania. With a robust skill set that includes Credit, Strategic Planning, Credit Analysis, Management, Commercial Banking and more. Thomas Ratsep has 2 emails and 1 mobile phone numbers on RocketReach.
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