Fintech Cloud Pvt. Ltd. is a forward-thinking financial operations and technology company that partners with Non-Banking Financial Companies (NBFCs) to drive digital transformation and profitability. Our mission is to empower NBFCs by launching tech-enabled, automated lending verticals that require minimal operational overhead and deliver high return on capital.
We specialize in co-creating and managing:
STPL – Short-Term Personal Loans
STBL – Short-Term Business Loans
Loan Lifecycle Automation
Co-Lending Enablement
What We Offer
Our plug-and-play platforms enable NBFCs to launch new lending products quickly and efficiently. We provide the full-stack infrastructure—technology, operations, analytics, and compliance—so our partners can focus on capital deployment and strategic growth.
Our approach is partnership-centric. We work alongside NBFCs as long-term growth allies, offering:
AI-driven underwriting
Seamless borrower onboarding
End-to-end loan servicing
Automated collections
Regulatory alignment with RBI norms
Our Core Platforms
STPL Platform: Tailored for small-ticket personal loans with instant eKYC, credit scoring, and automated disbursals—ideal for salaried and gig-economy customers.
STBL Stack: Focused on MSMEs and self-employed borrowers, using GST data and bank analytics for fast underwriting and flexible repayment.
Loan Lifecycle Automation: Our LOS–LMS–CMS suite powers digital onboarding, disbursements, collections, and borrower engagement through fully white-labeled interfaces.
Co-Lending Integrations: We connect NBFCs to fintechs, aggregators, and embedded finance partners—handling digital agreements, cash flow splits, and MIS dashboards.
Technology and Compliance
Our platforms are cloud-native, API-first, and encrypted with 256-bit security. AI/ML models support fraud detection, credit decisioning, and risk analytics. All systems are compliant with RBI digital lending frameworks, including KYC, AML, and data protection standards.
Capital Tech powered by MFM, es una empresa mexicana conformada por personas apasionadas en el sector financiero comprometidas a ofrecer las soluciones que cada negocio necesita, a través de la tecnología y la innovación. Nos transformamos y seguimos avanzando para innovar en el mundo de las finanzas y crear soluciones de negocio integrales.
Somos los creadores de La Línea de Crédito OPM® MULTIDIVISA*, un producto de innovación financiera único en México, que consiste en una línea de crédito empresarial revolvente a corto plazo (max. 45 días), en la que no se cobra comisión por apertura ni por disposición.
Línea de Crédito OPM® MULTIDIVISA, sujeta a requisitos y condiciones de contratación. Consulte a su especialista financiero.
*CAT PROMEDIO 0% Sin IVA. Tasa de interés fija de 0% calculado sobre un crédito sin comisiones. Costo Anual Total de la línea de crédito OPM Multidivisa denominados en moneda nacional, calculado sobre un crédito sin garantía real de $1,000,000 a un plazo de 36 meses, para fines informativos y de comparación exclusivamente. Sujeto a aprobación de crédito, fecha de cálculo al 30 de noviembre de 2015.
ADVERTENCIAS
“Incumplir tus obligaciones te puede generar Comisiones e intereses moratorios”.
“Contratar créditos que excedan tu capacidad de pago afecta tu historial crediticio”.
“El avalista, obligado solidario o coacreditado responderá como obligado principal por el total de pago frente a la Entidad Financiera”.
FinTech Solutions specializes in delivering technical support to small and medium sized businesses across the Carolinas. We offer customized IT solutions to help your business achieve its goals while controlling costs and improving efficiency. Please contact us to see how we can help you.